Buying a Home

Home. It's the most important purchase you'll ever make. As an experienced agent, I understand the difference between buying a house and finding your home. Let me show you how to make the process smooth and trouble-free.

scroll

The Home-Buying Process

Before You Buy

Preparation is key when purchasing a property. From down payments and mortgage prequalification from your preferred mortgage lender, to understanding the type of home that will meet your needs and satisfy your wants, I can make sure your financial ducks are in a row and your expectations are grounded in reality when preparing to buy.

The Search

Selecting your perfect home will require research, expert guidance and knowledge of the local market, and you'll need to consider what it is you're looking for. I can help you find the place that fits your taste, your budget and your lifestyle. I'm a home hunter's best friend.

Making the Purchase

So, you've found the perfect home that meets all your criteria, from a great location to just the right square footage. Your lender and I will guide you through the logistical — and emotional — challenges of the purchase process, to ensure you are in a solid position before you sign on the dotted line.

Sample Mortgage Rates

For 1/16/2026

30 Year Fixed
6.124%
15 Year Fixed
5.49%
7/6 ARM
6.75%

For general informational purposes only. Actual rates available to you will depend on many factors including lender, income, credit, location, and property value. Contact a mortgage broker to find out what programs are available to you.

Mortgage calculator estimates are provided by Coldwell Banker Real Estate LLC and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.

My Trusted Lenders

2157_BERUBE-RAC-official-picture-10-2018 (1)

Sharon
Berube

VP of Mortgage Lending
508-612-3445
NMLS #242933
sharon.berube@grarate.com
GRAffinityLogo
Screenshot 2025-06-18 122724

Rosemary
Lucas

Sr. Loan Officer
123.456.7890
NMLS # 910508
roseteam@prestigehomemortgage.com
MA, RI, CT, VT, NH, ME, FL
Screenshot 2025-06-18 122930
Capture (1)

Kimberly
Placzek

VP of Mortgage Lending
413-348-9157
NMLS: 39076
kimberly.placzek@grarate.com
Image2 - Copy (1)

Kelly
Lizotte

VP/Sr. Mortgage Originator
508-523-6409
MLO: 32750
kelly@rhomemortgage.com
MA & FL
RHome-Mortgage-LLC-Interior
youtube-video-thumbnail

The Power of Partnership

Guaranteed Rate Affinity Logo

Guaranteed Rate Affinity is our preferred mortgage lender because they provide the best mortgage experience possible, featuring incredibly low rates, fantastic customer service and a fast, simple process. Connect with my preferred mortgage lender below to experience the Guaranteed Rate Affinity difference for yourself.

Coldwell Banker and Guaranteed Rate Affinity, LLC share common ownership and because of this relationship the brokerage may receive a financial or other benefit. You are not required to use Guaranteed Rate Affinity, LLC as a condition of purchase or sale of any real estate.
Equal Housing Lender | © Guaranteed Rate Affinity 2022 | NMLS ID 1598647 | NMLS Consumer Access | Licensing Information